PHA Process
If you’ve recently submitted your Request for Tenancy Approval (RFTA), congratulations! You’re one step closer to securing a home through the Housing Choice Voucher Program (Section 8). However, you may still have questions about what happens next and how the process unfolds.
Understanding the steps that follow your RFTA submission can help you feel more confident and prepared. Here’s a detailed guide on what to expect and how to stay on track.
Once you submit the RFTA, your local housing authority will review it to ensure all the required information is complete and accurate. The RFTA form contains details about the landlord, the property, and the lease terms, so double-checking for errors beforehand can help prevent delays.
If the RFTA is incomplete or contains errors, the housing authority will contact you or your landlord to request clarification or additional information. This step is crucial, as an incomplete form may slow down the approval process.
After the RFTA is approved, the housing authority will schedule an inspection of the property to ensure it meets their standards for health, safety, and quality. This is known as a Housing Quality Standards (HQS) Inspection.
During the inspection, the property will be evaluated for:
If the property passes the inspection, the process moves forward. If the property fails, the landlord will be given a chance to address any deficiencies and request a re-inspection. Be sure to communicate with your landlord during this step to ensure the necessary repairs are completed promptly.
The housing authority will assess whether the proposed rent for the property is reasonable based on similar rental units in the area. This ensures that the rent aligns with local market rates and the property’s condition, location, and amenities.
If the rent is deemed too high, the landlord may need to adjust the amount to meet the program’s guidelines. You should work with your landlord and the housing authority to resolve any concerns during this step.
Your rent portion, if any, will be a percentage of your adjusted monthly income.
For example, if your adjusted monthly income is $1,000.00 per month, you will pay a percentage of your monthly income based on your family size.
For 1-2 people -you all pay 28% of of your adjusted monthly income or about $280.00 per month based on the above income example.
For 3-5 people- you will pay 27% of your adjusted monthly income or about $270.00 per month based on the above income example.
For 6+ people- you will pay 26% of your adjusted monthly income or about $260.00 per month, based on the above income example.
Once the property passes inspection and the rent is approved, the landlord and the housing authority will finalize the Housing Assistance Payment (HAP) Contract. This agreement outlines the housing authority’s responsibilities for subsidizing a portion of your rent and the landlord’s obligations as a participant in the program.
At the same time, you will sign the lease with the landlord. The lease will detail your responsibilities as a tenant, including the portion of rent you’re required to pay.
After the lease and HAP contract are signed, you’ll receive approval to move into the property. The housing authority will begin making payments to the landlord on your behalf, while you’re responsible for paying your share of the rent directly to the landlord.
Make sure you understand:
To avoid unnecessary delays and ensure a seamless transition, keep the following in mind:
It’s not uncommon for the RFTA process to take a few weeks, especially if there are issues with the inspection or rent determination. If you encounter delays, remain patient and proactive. Keep an open line of communication with our team to address any concerns quickly.
Submitting your RFTA is a big milestone in your journey toward securing housing through the Housing Choice Voucher Program. By understanding the steps that follow, from inspections to final approvals, you can navigate the process with confidence and ease.
If you have any questions or concerns along the way, our team will be there to help. Stay organized, remain proactive, and soon, you’ll be settling into your new home!
As professional landlords and Investors, we're committed to bringing you the best rental experience possible.
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